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The CPACharge alternative that makes getting paid just as simple

The CPACharge alternative that makes getting paid just as simple

Set up client payments in Forwardly the same way you do in CPACharge: send an invoice, get paid by card or ACH, done. No complicated onboarding for clients who just want to pay you, and none of the extra steps that leave your less tech-savvy clients calling your office for help. And when you're ready, Forwardly also automates the bill pay CPACharge doesn't touch.

Set up client payments in Forwardly the same way you do in CPACharge: send an invoice, get paid by card or ACH, done. No complicated onboarding for clients who just want to pay you, and none of the extra steps that leave your less tech-savvy clients calling your office for help. And when you're ready, Forwardly also automates the bill pay CPACharge doesn't touch.

Generated illustration

Send Request

Send Request

Supporting graphic

Auto Payments

Auto Payments

Enabled

Enabled

The modern upgrade from CPACharge

Features

CPACharge

Forwardly

Monthly subscription fee

$10

Bank Payments between connected businesses

Not available

Free

Standard ACH/eCheck

1% (capped at $10)

10 free/month, then $0.50 flat per transfer

Same-day ACH

1% (min $1, max $20)

Card payment

2.99% + $0.30 (Amex 3.90% + $0.30)

2.99% + $0.25

Next-day payments

Instant payments

Only takes 60 seconds

White-glove client migration tool

Free trial

30 days

AR automation

Yes, basic

Payment links

Recurring invoice schedules

AP automation (bill pay and approvals)

AI bill capture & dedicated bill inbox

Works with multiple accounting platforms

2-way ERP sync

Forwardly Network

Bulk payment actions

Per-payment audit trail

Unlimited users

Custom roles and permissions

Custom volume pricing

Custom pricing available

Enterprise only

Team members collaborating around a laptop while setting up financial data synchronization and payment workflows.

All your data synced. Zero manual entry.

All your data synced. Zero manual entry.

Connecting Forwardly takes minutes. Sync your account and your bills and invoices are ready to go. Speak with our team for specialized support and import existing customer payment agreements and vendor banking information; no extra paperwork, no disruption to your team.

Connecting Forwardly takes minutes. Sync your account and your bills and invoices are ready to go. Speak with our team for specialized support and import existing customer payment agreements and vendor banking information; no extra paperwork, no disruption to your team.

Switch from CPACharge and keep everything that works

Switch from CPACharge and keep everything that works

Leave CPACharge, keep everything else

Your QuickBooks Online, your client list, your workflow: nothing changes. Forwardly adds the AP side you've been missing and charges less to move money on the AR side you already have.

Forwardly moves money on your schedule

Standard, same-day, or instant ACH, all available without a $10/month program fee standing between you and your cash.

Stay easily synced, on more than QuickBooks

Payments sync back to your accounting software automatically through Forwardly's 2-way sync, across QuickBooks Online, Xero, FreshBooks, Zoho Books, Sage Intacct, Oracle NetSuite, and Microsoft Dynamics, not just one.

Proof that better payments are possible

Proof that better payments are possible

Capterra reviews badge

I've never had business payments transfer this fast. I have set up multiple clients for automatic payments, and so far, I’ve enjoyed being able to help my clients wait a little longer to pay their bills while still getting paid on time. My payments are fast (mostly same day with some instant). Forwardly team members are great to work with. I highly recommend it!

Photo of Catherine P., testimonial author

Catherine P.

Firm owner

I've never had business payments transfer this fast. I have set up multiple clients for automatic payments, and so far, I’ve enjoyed being able to help my clients wait a little longer to pay their bills while still getting paid on time. My payments are fast (mostly same day with some instant). Forwardly team members are great to work with. I highly recommend it!

Photo of Catherine P., testimonial author

Catherine P.

Firm owner

I've never had business payments transfer this fast. I have set up multiple clients for automatic payments, and so far, I’ve enjoyed being able to help my clients wait a little longer to pay their bills while still getting paid on time. My payments are fast (mostly same day with some instant). Forwardly team members are great to work with. I highly recommend it!

Photo of Catherine P., testimonial author

Catherine P.

Firm owner

The customer service is exceptional! Forwardly is easy to use and dependable. I have not had any major issues. I will continue using Forwardly for all of my client billing into the future as I expand my firm. I am very happy that I stumbled upon the company, and it has been a fantastic journey using them. Again, I will continue using them in the future. Cost is very much a savings and is overall better than the competitors. It was an easy decision to change to Forwardly.

Photo of Lisa A. Lewis, testimonial author

Lisa A. Lewis

Owner, Money Matters Bookkeeping, LLC

The customer service is exceptional! Forwardly is easy to use and dependable. I have not had any major issues. I will continue using Forwardly for all of my client billing into the future as I expand my firm. I am very happy that I stumbled upon the company, and it has been a fantastic journey using them. Again, I will continue using them in the future. Cost is very much a savings and is overall better than the competitors. It was an easy decision to change to Forwardly.

Photo of Lisa A. Lewis, testimonial author

Lisa A. Lewis

Owner, Money Matters Bookkeeping, LLC

The customer service is exceptional! Forwardly is easy to use and dependable. I have not had any major issues. I will continue using Forwardly for all of my client billing into the future as I expand my firm. I am very happy that I stumbled upon the company, and it has been a fantastic journey using them. Again, I will continue using them in the future. Cost is very much a savings and is overall better than the competitors. It was an easy decision to change to Forwardly.

Photo of Lisa A. Lewis, testimonial author

Lisa A. Lewis

Owner, Money Matters Bookkeeping, LLC

Finally a payment platform that is great to use and doesn't sit on our hard earned cash for days, even weeks, on end. Maybe Forwardly can help kick-start the US banking system into actually supporting their customers and their businesses.

Certified partner badge
Photo of Jackie Anthony, testimonial author

Jackie Anthony

Founder, AllCents Consulting

Finally a payment platform that is great to use and doesn't sit on our hard earned cash for days, even weeks, on end. Maybe Forwardly can help kick-start the US banking system into actually supporting their customers and their businesses.

Certified partner badge
Photo of Jackie Anthony, testimonial author

Jackie Anthony

Founder, AllCents Consulting

Finally a payment platform that is great to use and doesn't sit on our hard earned cash for days, even weeks, on end. Maybe Forwardly can help kick-start the US banking system into actually supporting their customers and their businesses.

Certified partner badge
Photo of Jackie Anthony, testimonial author

Jackie Anthony

Founder, AllCents Consulting

Forwardly is built for firms that want to grow, not get charged more for it

AI invoice processing at scale feature icon
Just as simple for clients to pay

Send an invoice, clients pay by card or ACH the same way they already do with CPACharge; no new account to create, no confusing steps for clients who aren't especially tech-savvy.

AI invoice processing at scale feature icon
Just as simple for clients to pay

Send an invoice, clients pay by card or ACH the same way they already do with CPACharge; no new account to create, no confusing steps for clients who aren't especially tech-savvy.

Deep integrations that actually sync feature icon
Set up once, runs on its own

Recurring invoicing plus auto payments means a retainer client gets billed and charged automatically every cycle; no manual invoice, no manual follow-up, no awkward reminder email.

Deep integrations that actually sync feature icon
Set up once, runs on its own

Recurring invoicing plus auto payments means a retainer client gets billed and charged automatically every cycle; no manual invoice, no manual follow-up, no awkward reminder email.

AP and AR in one platform feature icon
When you're ready, it pays your bills too

AI bill capture and approval routing for your own vendor payments, the one thing CPACharge doesn't do at all.

AP and AR in one platform feature icon
When you're ready, it pays your bills too

AI bill capture and approval routing for your own vendor payments, the one thing CPACharge doesn't do at all.

5x faster payments feature icon
5x faster payments

Remove the payment delays that slow your firm down. Instant transfers, same-day ACH, and next-day options, all in one place.

5x faster payments feature icon
5x faster payments

Remove the payment delays that slow your firm down. Instant transfers, same-day ACH, and next-day options, all in one place.

The all-in-one payment solution

  • Decorative vector graphic

    Instant Transfer

    Delivery Speed

    Multiple payment options

    Get paid instantly with instant bank transfers, same-day ACH or earn rewards with credit card payments. Fast, flexible, and built for your business.

  • Decorative vector graphic

    AP Clerk

    Assign a Role

    David Jones

    AP

    Advanced approval workflows with roles and permissions 

    Assign roles and permissions, set up approval workflows, and keep payments protected. Your team stays in control, and your sensitive data stays safe, risk-free and hassle-free.

  • Decorative vector graphic

    1,000

    Pay amount

    Bill Amount:

    2,300.00

    Flexible payments

    Split bills into partial payments, pay with credit cards, or schedule payments up to 90 days in advance, increasing financial flexibility for timely payments.

  • Due: May 20

    John Deo Exports

    Inbox

    11

    Invoice - maplesyrup-632.pdf

    AI-powered bill capture and inbox

    AI extracts key invoice details automatically, while your dedicated inbox keeps every bill in one place, ready for quick approval and payment.

  • Auto-sync

    Enabled

    Sage Intacct integration logo
    Oracle NetSuite integration logo
    Supporting graphic

    Seamless accounting sync

    Connect Forwardly with QuickBooks Online, Xero, FreshBooks, Zoho Books, Sage Intacct, Oracle NetSuite, and Microsoft Dynamics for automatic invoice, bill, and payment updates; no manual entry, no reconciliation headaches.

  • Payments

    $174k

    $253k

    Total cash flow control

    All AP and AR in one dashboard for clear visibility, smarter decisions, and a healthier cash position.

The all-in-one payment solution

  • Decorative vector graphic

    Instant Transfer

    Delivery Speed

    Multiple payment options

    Get paid instantly with instant bank transfers, same-day ACH or earn rewards with credit card payments. Fast, flexible, and built for your business.

  • Decorative vector graphic

    AP Clerk

    Assign a Role

    David Jones

    AP

    Advanced approval workflows with roles and permissions 

    Assign roles and permissions, set up approval workflows, and keep payments protected. Your team stays in control, and your sensitive data stays safe, risk-free and hassle-free.

  • Decorative vector graphic

    1,000

    Pay amount

    Bill Amount:

    2,300.00

    Flexible payments

    Split bills into partial payments, pay with credit cards, or schedule payments up to 90 days in advance, increasing financial flexibility for timely payments.

  • Due: May 20

    John Deo Exports

    Inbox

    11

    Invoice - maplesyrup-632.pdf

    AI-powered bill capture and inbox

    AI extracts key invoice details automatically, while your dedicated inbox keeps every bill in one place, ready for quick approval and payment.

  • Auto-sync

    Enabled

    Sage Intacct integration logo
    Oracle NetSuite integration logo
    Supporting graphic

    Seamless accounting sync

    Connect Forwardly with QuickBooks Online, Xero, FreshBooks, Zoho Books, Sage Intacct, Oracle NetSuite, and Microsoft Dynamics for automatic invoice, bill, and payment updates; no manual entry, no reconciliation headaches.

  • Payments

    $174k

    $253k

    Total cash flow control

    All AP and AR in one dashboard for clear visibility, smarter decisions, and a healthier cash position.

The all-in-one payment solution

  • Decorative vector graphic

    Instant Transfer

    Delivery Speed

    Multiple payment options

    Get paid instantly with instant bank transfers, same-day ACH or earn rewards with credit card payments. Fast, flexible, and built for your business.

  • Decorative vector graphic

    AP Clerk

    Assign a Role

    David Jones

    AP

    Advanced approval workflows with roles and permissions 

    Assign roles and permissions, set up approval workflows, and keep payments protected. Your team stays in control, and your sensitive data stays safe, risk-free and hassle-free.

  • Decorative vector graphic

    1,000

    Pay amount

    Bill Amount:

    2,300.00

    Flexible payments

    Split bills into partial payments, pay with credit cards, or schedule payments up to 90 days in advance, increasing financial flexibility for timely payments.

  • Due: May 20

    John Deo Exports

    Inbox

    11

    Invoice - maplesyrup-632.pdf

    AI-powered bill capture and inbox

    AI extracts key invoice details automatically, while your dedicated inbox keeps every bill in one place, ready for quick approval and payment.

  • Auto-sync

    Enabled

    Sage Intacct integration logo
    Oracle NetSuite integration logo
    Supporting graphic

    Seamless accounting sync

    Connect Forwardly with QuickBooks Online, Xero, FreshBooks, Zoho Books, Sage Intacct, Oracle NetSuite, and Microsoft Dynamics for automatic invoice, bill, and payment updates; no manual entry, no reconciliation headaches.

  • Payments

    $174k

    $253k

    Total cash flow control

    All AP and AR in one dashboard for clear visibility, smarter decisions, and a healthier cash position.

Trusted & featured by the best

Join the 10000+ businesses that count on Forwardly

  • Royalwise logo
  • 51st Business Solutions logo
  • Allcents logo
  • Gehman Accounting logo
  • Jels Hayes logo
  • Josh Rosebrook logo
  • Skate Vida logo
  • Harbor Wind logo
  • AGE Construction logo
  • HC Structural logo
  • Fern River Resort logo
  • Centric Realty logo
  • Cook Properties logo
  • Your Wright Resource logo
  • Thrive Advisor logo

Join the 10000+ businesses that count on Forwardly

  • Royalwise logo
  • 51st Business Solutions logo
  • Allcents logo
  • Gehman Accounting logo
  • Jels Hayes logo
  • Josh Rosebrook logo
  • Skate Vida logo
  • Harbor Wind logo
  • AGE Construction logo
  • HC Structural logo
  • Fern River Resort logo
  • Centric Realty logo
  • Cook Properties logo
  • Your Wright Resource logo
  • Thrive Advisor logo
  • Royalwise logo
  • 51st Business Solutions logo
  • Allcents logo
  • Gehman Accounting logo
  • Jels Hayes logo
  • Josh Rosebrook logo
  • Skate Vida logo
  • Harbor Wind logo
  • AGE Construction logo
  • HC Structural logo
  • Fern River Resort logo
  • Centric Realty logo
  • Cook Properties logo
  • Your Wright Resource logo
  • Thrive Advisor logo

Join the 10000+ businesses that count on Forwardly

  • Royalwise logo
  • 51st Business Solutions logo
  • Allcents logo
  • Gehman Accounting logo
  • Jels Hayes logo
  • Josh Rosebrook logo
  • Skate Vida logo
  • Harbor Wind logo
  • AGE Construction logo
  • HC Structural logo
  • Fern River Resort logo
  • Centric Realty logo
  • Cook Properties logo
  • Your Wright Resource logo
  • Thrive Advisor logo

Frequently asked questions

What is the difference between Forwardly and CPACharge?

Is Forwardly a good alternative to CPACharge?

Which platform offers faster payments?

Which platform offers more accounting integrations?

Is Forwardly easier to get started with than CPACharge?